:root {
  --navy: #071d2d;
  --navy-soft: #15364a;
  --cream: #f6f0e6;
  --paper: #fffdf8;
  --gold: #bc8b3b;
  --ink: #152c35;
  --muted: #52636a;
  --line: #dce1dc;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font: 16px/1.7 -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; }
a { color: #805a24; text-underline-offset: 3px; }
a:hover { color: var(--navy); }
.skip-link { position: absolute; left: 16px; top: -60px; z-index: 2; padding: 10px 14px; color: white; background: var(--navy); }
.skip-link:focus { top: 12px; }
.shell { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.site-header { background: var(--navy); }
.nav { min-height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand img { display: block; width: min(210px, 52vw); height: auto; }
.back-link { color: #e7ca83; font-size: 14px; font-weight: 700; text-decoration: none; }
.back-link:hover { color: white; }
.intro { padding: 68px 0 48px; background: var(--cream); }
.eyebrow { margin: 0 0 13px; color: #916722; font-size: 12px; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
h1, h2 { color: var(--navy); font-family: Georgia, "Times New Roman", serif; line-height: 1.14; }
h1 { max-width: 780px; margin: 0 0 17px; font-size: clamp(48px, 7vw, 74px); letter-spacing: -.04em; }
.intro-copy { max-width: 780px; margin: 0; color: var(--muted); font-size: clamp(17px, 2vw, 20px); }
.content-layout { display: grid; grid-template-columns: 220px minmax(0, 760px); gap: clamp(36px, 7vw, 100px); align-items: start; padding: 62px 0 100px; }
.toc { position: sticky; top: 24px; border-left: 2px solid var(--line); padding-left: 18px; }
.toc p { margin: 0 0 12px; color: var(--muted); font-size: 12px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.toc a { display: block; margin: 9px 0; color: var(--muted); font-size: 14px; text-decoration: none; }
.toc a:hover { color: var(--gold); }
.legal-content { min-width: 0; }
.legal-content section + section { margin-top: 44px; padding-top: 37px; border-top: 1px solid var(--line); }
.legal-content h2 { margin: 0 0 15px; font-size: clamp(27px, 3.3vw, 36px); letter-spacing: -.025em; }
.legal-content p { margin: 0 0 16px; }
.legal-content ul { margin: 0 0 16px; padding-left: 23px; }
.legal-content li { margin: 8px 0; }
.legal-content strong { color: var(--navy); }
footer { padding: 30px 0; color: rgba(255,255,255,.72); background: var(--navy); }
.footer-inner { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px 30px; align-items: center; font-size: 14px; }
.footer-inner p { margin: 0; }
.footer-links { display: flex; flex-wrap: wrap; gap: 22px; }
.footer-links a { color: #e7ca83; text-decoration: none; }
.footer-links a[aria-current="page"] { color: white; text-decoration: underline; }

@media (max-width: 700px) {
  .shell { width: min(100% - 32px, 590px); }
  .nav { min-height: 72px; }
  .intro { padding: 54px 0 42px; }
  .content-layout { display: block; padding: 45px 0 75px; }
  .toc { position: static; margin-bottom: 45px; }
  .toc a { display: inline-block; margin: 3px 14px 3px 0; }
  .legal-content section + section { margin-top: 36px; padding-top: 30px; }
}

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }